Senior Life Settlements
Senior Life Settlements are becoming more and more popular in our ever changing economic cliement for both the insured and the investor.
If this is a new concept to you read on, if you are ready for a Free Valuation call Jeff Cline 972-800-6670 to get up to 25 different offers for your policy, or use our free Life Settlement Calculator
** DO NOT CANCEL ANY LIFE INSURSNCE because you can not afford it untill you call us! We may be able to keep paying for your policy, and even give you some cash **
Senior lifes settlements are great if you no longer need your life insurance or you need cash , the value of your life insurance may have more value to an investor that to you.
How it works:
If you are intrested, we would assemble a Valuation Profile at no cost. We then would send it to our certificate department who inturn will package it to show to investors. In some cases we have the ability to offer your profile to 25 investors and instutions.
They would all bid on your profile, and we would work each investor against one another until we get an offer we believe ie fair, and then present it to you.
At that point you choose to accept the offer or not.
Once you agree to a value, you will recieve a check typicall in a few weeks.
Seniro:( 70 year old male- $1,000,000 face value)
Surrender Option : If you surrender your policy back to the life insurance company you may get upwards of $70,000
Investor Settlement: The investor will evaluate your case, and depending on their findings may offer you a purchase rate of $220,000.00 to $400,000.00 depending on your health, doctors records, life expectancy, and many other factors.
Most customers ask why? It’s simple, the investor will buy your policy, continue to pay your premiums and when you die they will collect the face ammount. After they pay the premiums, and you your settlement they are usually left with a return currently higher than most investments in todays market. Because we are in a financial market slump, these investors are very aggressive to make these types of purchases, as it is a better return for them to invest in Senior Life Settlements .
If you have more questions about Senior Life Settlements call our team toll feee 1-866-526-9669.
If your policy face ammount is over $1,000,000.00 call our dedicated hotline at 972-800-6670. We have this hotline manned 7 days a week !